Ng term, and they’ll diversify. viagra alternative “but diversify into what? They need alternatives, bonds, for the most part. What’s so frightening right now is that the alternatives to equities are so poor. women viagra pills in india ” in the financial crises of the last several years, he says, investors have flocked to seemingly safe government bonds, driving up prices and driving down yields. viagra 100mg how to take it The federal reserve and other central banks have been pushing down interest rates, too. But low yields today predict low returns later, he says, and “the outlook for bonds over the next decade is really terrible. ” dark as this outlook may be, he says, people need to “stay the course” if they are to have hope of buying homes or putting children through college or retiring in comfort. results with viagra He is still preaching the gospel of long-term, low-cost investing. “my ideas are very simple,” he says: “in investing, you get what you don’t pay for. Costs matter. canadian viagra discounts So intelligent investors will use low-cost index funds to build a diversified portfolio of stocks and bonds, and they will stay the course. And they won’t be foolish enough to think that they can consistently outsmart the market. women viagra pills in india ” still, because the market and the economy are deeply troubled, it’s time for action on many fronts, he says: “we’ve really got no choice. We’ve got to fix this system. All of us, as individuals, need to do it. ” that’s the message of his latest and 11th book, “the clash of the cultures: investment vs. cheap viagra Speculation” (wiley & sons, $29. 95). viagra without a doctor prescription It offers a scathing critique of the financial services industry and updated guidance for investors. “a culture of short-term speculation has run rampant,” he writes, “superseding the culture of long-term investment that was dominant earlier in the post-world war ii era. buy viagra without prescription ” too much money is aimed at short-term speculation — the seeking of quick profit with little concern for the future. The financial system has been wounded by a flood of so-called innovations that merely promote hyper-rapid trading, market timing and shortsighted corporate maneuvering. Individual investors are being shortchanged, he writes. Corporate money is flooding into political campaigns. viagra cost The american retirement system faces a train wreck. America’s fundamental values are threatened. generic viagra in usa Mr. Bogle remains a dyed-in-the-wool capitalist but says the system has “gotten out of balance,” threatening our e.